It is a common misconception that financial management and estate planning are reserved for the wealthy. Regardless of how much you have in the bank, you and your family can benefit from planning ahead for the future. If you fail to do so, you could leave your family scrambling if you’re suddenly incapacitated. When you…

Many people think that if they die while they are married, everything they own automatically goes to their spouse or children. They’re actually thinking of state rules that apply if someone dies without leaving a will. In legal jargon, this is referred to as “intestate.” In that case, the specifics will vary depending on each…

We know it’s difficult. Thinking about someone else raising your children could stop us all in our tracks. It feels crushing and too horrific to consider. But it is a must. If you don’t, a stranger will determine who raises your children if something happens to you – your child’s guardian could be a relative…